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RV Lifestyle – Are You Dreaming Of Life On The Road?

Have you always dreamt of the RV lifestyle, whether it is as a weekend warrior or fulltimer? If you are seriously considering an RV lifestyle, you should take some time to consider all the factors to make sure it is the route you should take. How will a motor home fit into your current lifestyle? What type of recreational vehicle do you want? How will you finance your motor home and RV lifestyle? What will your life be like once you purchase an RV and begin living your RV lifestyle?

What Is Your Lifestyle?

One type of RV lifestyle is called fulltiming. Fulltime RVers live 100% of their life on the road in their motor home. They work on the road, and stay at RV parks that allow visitors to stay for a longer period of time. This RV lifestyle may be perfect for you if you are someone who does well with change, and if you are flexible with how you spend your time. Another advantage of this RV lifestyle is that you have the option of doing away with your property taxes and mortgage payments.

Many RV owners choose the RV lifestyle of being on the road part-time. These are weekend warriors heading out on weekend excursions, or vacationers. If you have a young family or have a full-time job, this may be the ideal RV lifestyle for you. You have both independence and freedom, but you don’t have to sacrifice your home and job.

Choose The Ideal RV

Once you decide the type of lifestyle you want with your motor home, you will have an easier time choosing the type of RV you should purchase. You can choose from fifth wheels, pop-up trailers, coaches, and travel trailers. Most recreational vehicles come with the basic essentials, such as kitchen area, sleeping area, and bathroom facility. You will have to know your budget and decide what extra amenities you may want or need for your new lifestyle on the road. Your motor home size and lifestyle will need to be based on the needs of your family or other RV traveling companions. How long will you be on the road at one time on a consistent basis? How much space do you realistically need?

Financing Your RV

Also think about RV financing and where you want to make your RV purchase. Do some research on the internet for additional RVing information and resources on the lifestyle. You will find dealerships online, private sellers, and other financing products to assist you with your purchase. It is important you make a wise financing decision, for this could influence your future lifestyle on the road in a positive or negative way. Be knowledgeable.

While RVing isn’t for everyone, many people around the world are enjoying this lifestyle. You can live on the road full-time, part-time, or even rent a motor home for one weekend out of the year. Do some research, and pick the lifestyle that suits you!

Mature Travelers – Is Mother Nature’s Fall Spectacular in Your Travel Plans?

Fall is a great time to travel when the summer rush is over. There are so many great ways to do the fall leaf peep, one is sure to fit into your budget and lifestyle. If you have promised yourself to take a changing of the foliage tour as one of the top 100 things on your retirement travel plans, it’s not too late to get started. Of course, this may be a regular pilgrimage but you may want to do something different this time around.

Mature travelers are playing it smart these days. They are traveling in groups, and you can travel with people with common interests or people with diverse interests.

You may travel with a group of scrap bookers and collect leaves to commemorate your trip in a scrapbook.

Some may collect photographs and share them on line with children and grandchildren.

Others may film a falling leaf and share your changing of the foliage trip on YouTube.

You could celebrate a birthday, an anniversary, a renewal of marriage vows on this colorful trip and bring family along to share this milestone.

You could even pick a spot for a wedding or engagement–there are many beautiful spots for “second-time-around” ceremonies.

Your fellow travelers can be church members you’ve gathered up for a fun motor coach ride through the Northeast. You can take one of the many New England cruises with accommodations equal to those on the high seas and invite your sorority sisters and/or fraternity brothers. This could be a great time to get together with people you’ve met online but never face-to-face.

There are fall foliage tours in several parts of the United States as well as Canada. This gives you a wide choice of places to go. It allows you to take a tour near your home or travel a little further and see someplace you’ve never been before.

You can go for it like the characters in the move “The Bucket List” and enjoy travel plans with a theme. Do it now!

Online Education – Advantages and Disadvantages

Online education is the method of getting education without any teacher via the internet. It is being delivered with the help of electronic media and Information & Communication Technologies (ICT). You can get education in the form of text, images, audio, video etc. in e-learning. You are free to study at any time in your home or workplace. It is the new technique of learning. Most of the schools, colleges and universities in India are offering online learning to their students. Online education is good to save paper. It includes multimedia learning, Computer Based Instruction (CBI) and Technology Enhanced Learning (TEL). It is best suited for flexible learning and distance education. Instead of traditional education like classroom, it includes new technologies like getting educational information via the internet. Online learning is also called computer based learning. Different types of educational technology tools & media are used for it. Central Board of Secondary Education (CBSE) is going to deliver e-learning classroom in each affiliated school for online education.

Advantages of Online Education

Online Education has many pros. It is helpful to get a better education than traditional learning methods. It is considered as the most convenient way to pursue primary and higher education. There is no need to travel to the college. Students can access their courses 24 hours in a day. It develops internet skills to the students. Students can get up-to-date content that is always available at the time of requirement. It supports faculty-to-students and student-to-student communication for better learning. Students have continual access to study materials. E-learning programs charge less than traditional schools. It offers comfortable learning environment.

Disadvantages of Online Education

Although, online education has many benefits and best fit for the 21st century, but there are some disadvantages that should be considered. One-on-one interaction is found in traditional classrooms, but in online learning, it is missing. Although, students can interact with teachers through email and any other electronic media, but actually talking is not present. For those students who can’t manage their time, online study could be disadvantages for them. Most of the students prefer to listen to the lecture of teachers instead of reading from text formats and it is also a big problem in it.

It is best for pursuing higher education. It has a lot of advantages and some disadvantages. Students should have a better understanding about it before taking decision to pursue an online degree.

What Are Some Risks and Issues Around My Company Setting Up a Customer Finance-Leasing Program?

Many firms benefit significantly from either setting up on their own or partnering with a third part to set up a customer financing program for their products. Key benefits are increased sales, cash flow, customer loyalty, etc.But are there also some risks for the company to be aware of also – Of course there are and let’s look at some of those risks.We would also point out that these risks are in fact the same ones taken on by independent leasing firms also.Foremost from a risk perspective is that fact the customer financing program will be viewed by the customers as the one and same as your company. Therefore customer service and financing ability are in fact now part of your firm’s reputation.Companies may also find that the borrowing costs to set up a program are in fact higher than their normal business operating costs. Naturally the method in which the finance division is set up also affects the debt levels of your company. No business wants to fail because it took on higher debt in an effort to in fact help their customers!On a long term basis company lenders might view your firms foray into customer financing as an additional risk factor, which they might try to compensate on by imposing restrictions such as additional covenants, requests for more equity into the firm, etc. The bottom line is simply that setting up a customer financing scenario may in fact affect your own firm’s ability to borrow.If your firm is larger then analysts and firms looking at your firm might in fact be raising issues and perceptions around which business you are actually in, i.e. your products, or the financing of those products. Business owners and financial managers will always want to ensure that ultimately they are sticking to their core business model and philosophies. If your firm becomes too enamored by financing you possibly run the risk of total business failure. There are numerous cases in financial history where firms collapsed because of the shenanigans of the finance division.We have heard the term in business ‘sticking to our knitting’, which of course simply means that management needs unique skills to run a business, and those skills are different in financing. Owners and managers related to the customer financing division must have strong skills in financial sales, structuring, and credit… Naturally we are also inferring that additional skilled personnel ultimately must be hired.No company every wants to look back in hindsight and say that if failed or stumbled because efforts and funds went into financing, as opposed to r&d, marketing, staff, and product growth. Do not let a customer finance program become an obstacle to your ultimate business successBusiness owners should ensure that there is good communications between the main operating company and the customer financing division – clear goals and philosophies should be set out re the function of such a customer finance program.In summary the benefits of offering financing to your customer are very obvious, and proven true by some of the largest and most successful companies in the world – but all you have to do is to do it right! Ensure your firm is aware of the risks and challenges and monitor your customer financing program on an ongoing basis to ensure you are not straying from your core business model.